NOTE: Once payment to generate Your ECRID Credit Report is processed,  you will have access inside your ECRID Business Center to View Your ECRID Credit Report immediately.  

   ADDING CREDITORS

You will need to add at least 4 creditors up to ten to get access to your ECRID Credit Report inside your ECRID Business Center. 

   CREDIT REPORT UPDATE

Every month each ECRID Credit Report will be updated instantly  as soon as the ECRID Creditor Report Holder pays their Creditors Bill through the ECRID Bill Pay Portal. The ECRID Bill Pay Portal Menu is inside their ECRID Business Center.

   PAYMENT DUE DATES

Every ECRID Credit Report Holder has a monthly ECRID Due Date to make their creditors payment on or before the ECRID Due Date through the ECRID Bill Pay Portal inside their ECRID Business Center. Below is a ECRID Credit Score Table that explains the Credit Scoring Model based upon current payment to late payments:

• Current - 0  / 950 for that particular creditor. 
• 8   days late -25 points.   / 925  ECRID Credit Score
• 38 days late - 50 points.   / 900  ECRID Credit Score
• 68 days late - 75 points.   / 875  ECRID Credit Score
• 98 days late - 100 points  / 850  ECRID Credit Score 

   AGREEMENT

By using this system, you agree to hold ECRID harmless and decline your rights to pursue damages in case of delayed payment posted to one of your ECRID Creditors.